The first deposit we make to our FNBO Direct account will be subject to a hold.
Funds from that deposit will not be available for transfer or withdrawal until after the tenth business day after our account is opened and funds are received into our account.
Interest, however, will begin to accrue no later than the business day we receive credit for our deposit (typically, this will be 2- 3 business days after the first deposit is deducted from our funding account).
All funds from deposits received via a check may not be available for up to 10 business days from date we deposit the check into our FNBO Direct account. Interest, however, will begin to accrue no later than the business day we receive credit for your deposit.
A NOTE ABOUT LINKED ACCOUNTS
We agree:
(1) Not to enroll an external account that anyone else owns or has an interest in (the title on any external accounts must match the title on our FNBO Direct account)
(2) Not to deposit funds other than our own funds into our FNBO Direct account.
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